This vacancy is now closed

Graduate Leadership
Insurance Products and Financial Planning Solutions
From £28,000 plus a range of great benefits
Start date

Help millions of people plan for a safer future

We’re always looking for ways to make our customers’ futures more secure, and our Insurance Products and Financial Planning Solutions teams are at the forefront of that mission. One day they will be helping our 10 million insurance customers to protect themselves and their families, or the next they could be assisting them to plan long-term financial goals. They protect today and secure tomorrow, and now we’re looking for new talent to join their teams across the UK. So, if you’re looking for a career with impact – we have a job for you. And the great news is that you don’t just need a business or finance degree to come and work with us.

If you’re constantly asking “why?”, focussed and want to collaborate to achieve success, you’ll be a great addition to our Insurance Products and Financial Planning Solutions teams. You’ll help us to understand how we meet our customers’ needs, how we design products to help them and ultimately transform the way we protect their futures.

During three eight-month placements across two years in a variety of locations around the UK, you will make an impact through nationwide projects.  

Day to day you could be:

- Leading projects to increase opportunities for the Group
- Identifying trends and making business recommendations to ensure the best outcomes for our customers
- Building products and service and channel propositions to support our customers’ needs
- Collaborating with stakeholders across the business to create new opportunities for our customers
- Learning new leadership skills that will be invaluable for your future career
- Developing your digital skills

People do their best work when they feel happy and valued, that’s why you’ll receive the tools you need to develop the career you want – from mentoring to TED-style talks. We’ll support you to study for a Diploma in Insurance from the Chartered Institute of Insurers, and you’ll also have the chance to lead on UK community volunteering initiatives. Through the Insurance Products and Financial Planning Solutions graduate programme, you will build the foundations for a career that will impact 10 million customers across the UK.

As the largest digital bank in the UK we’re dedicated to helping Britain prosper. In 2017 alone, we helped 89,000 people plan for their future, Scottish Widows won Pension Firm of the Year at the FD’s Excellence Awards for the second consecutive year, and we acquired Zurich UK workplace pensions and savings business to create a market leading UK retirement savings business – and this is just the start. As part of the Group, you’ll not only represent Scottish Widows but our other brands too, including Lloyds Bank, Bank of Scotland and Halifax. Our focus is to become the bank of the future, and with over 12 million online and eight million mobile users, we’re constantly exploring how to bring new digital solutions to our customers.

A 2:2 degree or above in any discipline from any university. The variety and experiences of our colleagues makes our workplace unique, so we encourage people from every kind of background to apply. It’s important for us, and it shows. Recently, we were named a Times Top 50 Employer For Women, as well as the Best Bank in the World for Diversity and Inclusion at the Euromoney 2017 awards and a Times Top 100 Graduate Employer.

Locations: Our Graduate Programmes are rotational and our Insurance Products and Financial Planning Solutions roles are based nationwide.

Salary: From £28,000 plus a range of great benefits.

We also offer an Actuarial scheme within our Insurance Finance team, under our insurance brand, Scottish Widows. This is not something offered on this insurance programme. For more information  please visit our careers site and search for actuarial roles.



3rd December
Role closes. Your Application and Online Tests must have been fully completed and submitted by this point.  A couple of days after taking your tests you will receive a feedback report based on your answers to the Situational Strengths tests – this is personal feedback for you regarding your own strengths, as a ‘thanks’ from us for the time you’ve put in to making your application.  This feedback report is not connected to whether or not you will be taken forward to the next stage.

From 4th December
Your Online Test results and Application details will be reviewed alongside the thousands of other applications, in line with our assessment criteria.

From 13th December
Should you be a top performer at the Online Testing stage and your Application meets the minimum requirement, you’ll be invited, by email, to participate in a Video Interview.  You will have 5 days from the date of the invitation to find a suitable time to complete and submit your Video interview.   Please ensure our emails are not going to your junk folder, and please avoid leaving it until the last minute to complete the Video Interview as we will not be able to consider any submissions which are late.

From 20th December
All of the completed Video Interviews will be reviewed and carefully assessed.

From 28th January
Only the highest performing applicants will be invited to our Assessment Centre.  We have limited spaces available at each assessment centre, so please ensure you’re holding these dates free so that we can quickly and easily book you into an assessment centre.  

Week commencing 4th February
Assessment Centres take place. You’ll need to bring the relevant documentation along with you, please prepare this in advance.

Week commencing 11th February
We will be in touch to let you know whether we will offer you a place on the Lloyds Banking Group Graduate scheme.


We recognise that everyone is different. The assessment process has been developed inclusively to remove barriers. For instance our online tests are time measured but not time-restricted. We value the unique differences that each of our colleagues bring to work every day. We’re working hard to build an inclusive bank that reflects the diversity of modern Britain. The Group has an Inclusion & Diversity strategy and through a range of initiatives we work hard to ensure Lloyds Banking Group is inclusive for everyone. The Group is recognised externally for its focus on Disability, for instance the Group received the Disability-Smart Adjustments Award from the Business Disability Forum in 2016.

Before you start your application, please note alternative formats are available on request. Please contact us at to advise us of your requirements including your contact details and preferred contact method (e.g. email or call) and we will come back to you within 2 working days.

Please note - If you are a currently a Lloyds Banking Group member of staff all online tests must be completed on an external device. If you experience any issues please contact us at

Please click here if you are interested in any other graduate roles within Lloyds Banking Group.